INSURANCE POLICY: Our office submits to insurance companies as a courtesy to our patients. Any balances not paid by the insurance company are the patient's responsibility. All patient estimates are due at the time of service. If you do not have insurance, full payment is expected at the time of service. All past-due accounts with balances over 30 days old are subject to a service charge of $5 per month late. If it becomes necessary to seek the assistance of an attorney, court costs and attorney fees will be added to your bill to the extent permitted by law. To avoid a missed appointment fee of $25, please give us at least 24 hours advance cancellation notice to reschedule. A broken not only hurts you and the doctor, but permits another patient from being see.